US MARKET
INTELLIGENCE.
Data-backed logic for 2026 investors. We calculate the mathematical reality of your capital.
Macro Gravity
Monitor
Global Asset Performance (2026)
Gold (XAU/USD)
2,642
+1.2%Dollar (DXY)
104.4
-0.4%Crude (WTI)
78.2
+2.1%Copper (Dr.C)
4.12
+0.8%Fed Funds Rate
5.25%
10Y Treasury
4.12%
S&P 500 P/E
21.4x
Inflation
3.4%
Yield Intelligence Engine
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Risk-Free Yields.
We recommend Interactive Brokers for direct T-Bill access with the lowest institutional spreads.
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THE REALITY OF
YOUR ALPHA.
In 2026, nominal returns are a myth. We provide the tools to see your capital for what it really is.
Tax-Advantaged Yields
US Treasuries are exempt from State & Local taxes.
Real Purchasing Power
Adjusting portfolio gains against 2026 CPI baseline.
Behavioral Audits
Converting losses into hours worked.
The short version
Wondering where to park cash? In high-tax states, Treasuries often beat high-yield savings after tax—and your real return is what you keep after inflation.
Numbers worth knowing
4.12%
Sample 10Y Treasury (verify live)
Source: Save-Check dashboard snapshot
3.4%
Sample CPI reference
Source: BLS 2026 estimate
Frequently Asked Questions
- Treasury vs HYSA—which is better after tax?
- Treasury interest is usually exempt from state and local tax—in high-tax states like CA or NY, a 5% T-Bill can beat a 5.5% taxable HYSA after tax.
- What is real return?
- Subtract inflation from your return—that shows whether your money actually bought more, not just grew on paper.
- Is this financial advice?
- No—this is educational math only; talk to a licensed advisor before you move real money.
References
- US Treasury — Daily Rates(accessed 2026-06-12)
- BLS CPI(accessed 2026-06-12)
- SEC Investor.gov(accessed 2026-06-12)