UK Personal Tax & National Insurance Guide 2026/27

Official thresholds and allowances for the UK 2026/27 tax year.

Final Update: 2/15/2026

Personal Allowance

£12,570

Basic Rate Limit

£37,700

Standard NI Rate

8% (Class 1)

Higher Rate Threshold

£50,270

Document Checklist

P60 or P45 from employers

Self-Assessment unique taxpayer reference (UTR)

Bank interest certificates

Dividend vouchers

Pension contribution records

Official Links

GOV.UK Loans

UK Government business and personal loan guidance.

HMRC Tax Check

Check your Income Tax and view your tax code.

Universal Credit

Official portal for UK benefits and grants.

Disclaimer

While we triple-check all 2026 data, these resources are for informational purposes only. Always consult with a licensed professional for legal or tax advice.